ONLINE CAR INSURANCE
What other factors are there?
-
Have you received a quote from another insurer? - All forms ask for this and hardly anyone completes it . Filling it in can really help. Why?.
-
Do you smoke? - Yet another reason to give up smoking.
-
Are you paying for bits of your policy you don't need - The classic example is a Green Card
One factor missing from this list is the mobile phone premium. No insurers charge premiums yet for one of these, but in light of recent events watch this space!
Lastly, consider what most insurance policies don't cover - Personal Injury. Your passengers may be covered, but are you? Beyond the minimum cover, probably not!!
What Factors Affect Insurance
There is a strong incentive for insurers to discover better ways of analysing the risk of a particular proposal. If they discover a pocket in the market which is being over-priced by the competition, they can profit by attracting business at a lower premium.
It's in your interest to understand how insurers evaluate risk and what information you can give which will help convince them that you are as low a risk as possible.
Quotes from Car Insurance Providers
The following statements should enable you to determine whether you are eligible for an online quotation from an Insurance Provider/Broker.
-
Your postcode is in England, Scotland or Wales (Northern or Southern Irish cover is not available)
-
Your vehicle has not been modified in any way
-
You are the owner and the registered keeper of the vehicle
-
You and all the proposed drivers have never been refused insurance or had terms imposed on previous insurance policies
-
You have been continually resident in the UK for the last three year
Special Offers...Save Even
More!
©Bestquote Insurance Services
2002
