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Terms of Use & Notices


Last Updated: JULY 2002

AGREEMENT BETWEEN YOU AND BESTQUOTE INSURANCE SERVICES

The online-car-insurance.org.uk Web Site is operated by Bestquote Insurance services, In the grounds of Crowbarn, Cotmore, Caversfield Road, Bicester, Oxon, OX27 8RQ or its partners (collectively, Money Supermarket, theidol, Direct Choice, Quoteline Direct, Its4me, Auto Direct, Budget Insurance, Firebond). These Terms of Use and Notices apply to the online-car-insurance.org.uk Web Site and does not apply to the content of third parties.

The online-car-insurance.org.uk Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the online-car-insurance.org.uk Web Site constitutes your acceptance of, and agreement with Bestquote Insurance Services to, all such terms, conditions, and notices.

MODIFICATION OF THESE TERMS OF USE

online-car-insurance.org.uk reserves the right to change the terms, conditions, and notices under which the Bestquote Sites/Services are offered, including but not limited to the charges associated with the use of the Bestquote Sites/Services. You are responsible for regularly reviewing these terms and conditions and additional terms posted on particular websites. Your continued use of the Bestquote Sites/Services constitutes your agreement with Bestquote to all such terms, conditions, and notices.

PERSONAL AND NON-COMMERCIAL USE LIMITATION

Unless otherwise specified, the Bestquote Sites/Services are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Bestquote Sites/Services. Without the advance express written permission of Bestquote, you may not 'meta-search' the Bestquote Sites/Services, send, or cause to be sent, any automated queries of any sort to the Bestquote Sites/Services, or use the Bestquote Sites/Services in any commercial manner.

LINKS TO THIRD PARTY SITES

The Bestquote Sites/Services contains links to third party Web sites ("Linked Sites"). The Linked Sites are not under the control of Bestquote and Bestquote is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Bestquote is not responsible for webcasting or any other form of transmission received from any Linked Site nor is Bestquote responsible if the Linked Site is not working appropriately. Bestquote is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Bestquote of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites.

Any dealings with third parties (including advertisers) included within the Bestquote Sites/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. Bestquote shall not be responsible or liable for any part of any such dealings or promotions.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the Bestquote Sites/Services, you will not use the Bestquote Sites/Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Bestquote Sites/Services in any manner that could damage, disable, overburden, or impair any Bestquote Site/Service(s) (or the network(s) connected to any Bestquote Site/Service(s)) or interfere with any other party's use of any Bestquote Site/Service(s). You may not attempt to gain unauthorized access to any Bestquote Site/Service, other accounts, computer systems or networks connected to any Bestquote Site/Service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Bestquote Sites/Services.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE BESTQUOTE SITES/SERVICES MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE BESTQUOTE SITES/SERVICES AND TO THE INFORMATION THEREIN. BESTQUOTE  AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE BESTQUOTE  SITES/SERVICES AT ANY TIME. ADVICE RECEIVED VIA THE BESTQUOTE  SITES/SERVICES SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

BESTQUOTE  AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, LACK OF VIRUSES OR OTHER HARMFUL COMPONENTS AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED WITHIN THE BESTQUOTE SITES/SERVICES FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW. BESTQUOTE  AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES, CONDITIONS AND OTHER TERMS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES, CONDITIONS OR OTHER TERMS OF SATISFACTORY QUALITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, TITLE AND NON-INFRINGEMENT.

YOU SPECIFICALLY AGREE THAT BESTQUOTE  SHALL NOT BE RESPONSIBLE FOR UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, ANY MATERIAL OR DATA SENT OR RECEIVED OR NOT SENT OR RECEIVED, OR ANY TRANSACTIONS ENTERED INTO THROUGH AN BESTQUOTE  SITE/SERVICE. YOU SPECIFICALLY AGREE THAT BESTQUOTE IS NOT RESPONSIBLE OR LIABLE FOR ANY THREATENING, DEFAMATORY, OBSCENE, OFFENSIVE OR ILLEGAL CONTENT OR CONDUCT OF ANY OTHER PARTY OR ANY INFRINGEMENT OF ANOTHER'S RIGHTS, INCLUDING INTELLECTUAL PROPERTY RIGHTS. YOU SPECIFICALLY AGREE THAT BESTQUOTE  IS NOT RESPONSIBLE FOR ANY CONTENT SENT USING AND/OR INCLUDED IN AN BESTQUOTE  SITE/SERVICE BY ANY THIRD PARTY.

TO THE FULLEST EXTENT PERMITTED BY LAW IN NO EVENT SHALL BESTQUOTE  AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA REVENUES OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE BESTQUOTE  SITES/SERVICES, WITH THE DELAY OR INABILITY TO USE THE BESTQUOTE  SITES/SERVICES OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE BESTQUOTE  SITES/SERVICES, OR OTHERWISE ARISING OUT OF THE USE OF THE BESTQUOTE  SITES/SERVICES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF BESTQUOTE  OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE BESTQUOTE  SITES/SERVICES, OR WITH ANY OF THESE TERMS OF USE, TO THE FULLEST EXTENT PERMISSIBLE BY ENGLISH LAW, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE BESTQUOTE SITES/SERVICES. THE LIMITATIONS ON AND EXCLUSIONS OF LIABILITY FOR DAMAGES IN THIS AGREEMENT APPLY REGARDLESS OF WHETHER THE LIABILITY IS BASED ON BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, BREACH OF WARRANTIES, OR ANY OTHER LEGAL THEORY. NOTHING IN THIS AGREEMENT LIMITS BESTQUOTE LIABILITY FOR (II) PERSONAL INJURY OR DEATH CAUSED BY NEGLIGENCE OR (II) FRAUD.

GENERAL

This agreement is governed by the laws of England and Wales. You hereby irrevocably consent to the exclusive jurisdiction and venue of the English courts. in all disputes arising out of or relating to the use of the Bestquote Sites/Services. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Bestquote as a result of this agreement or use of the Bestquote Sites/Services. You agree to indemnify and hold Bestquote, its parents, subsidiaries, affiliates, officers and employees, harmless from any claim, demand, or damage, including reasonable legal fees on a solicitor-client basis, asserted by any third party due to or arising out of your use of or conduct on the Bestquote Sites/Services. Subject to all applicable Data Protection legislation, Bestquote reserves the right to disclose any personal information about you or your use of the Bestquote Sites/Services, including its contents, without your prior permission if Bestquote has a good faith belief that such action is necessary to: (1) conform to legal requirements or comply with legal process; (2) protect and defend the rights or property of Bestquote or its affiliated companies; (3) enforce these Terms of Use and Notices; or (4) act to protect the interests of its members or others. Bestquote performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Bestquote right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Bestquote Sites/Services or information provided to or gathered by Bestquote with respect to such use. The Contracts (rights of Third Parties) Act 1999 does not apply to the agreement between you and us formed by these Terms of Use and Notices. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Bestquote will not be liable to you for any breach of these Terms of Use and Notices, which arise because of any circumstances that Bestquote cannot reasonably be expected to control. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Bestquote.